We are a full-service insurance agency that gives you the peace of mind you deserve. Our services span from Auto, Home, Recreational Vehicles, Water Sports, Commercial Business, General Liability, Professional Liability, Transportation, Workers Comp, Farm and Crop Insurance. We also have markets for specialty products. Our office locations include Sigourney, Kalona, and Fairfield, Iowa. We can find a solution for any individual, family, or business to put you on the path to exceed your goals! View all of our services for more in-depth descriptions on the insurance provided.
The experts at Century Insurance are licensed in 14 states and expanding, so please contact us to meet your insurance needs and exceed your expectations.
Century Insurance was an absolute delight to work with when we signed up for our home owners insurance. We were so impressed with their professionalism and the service that Century offers we switched all of our insurance with them. Century is smart, easy to work with and goes above and beyond to find the best coverage for you and your family at an affordable rate.
Very willing to go above and beyond for people!
Gary and his team at Century Insurance have been wonderful to work with! Not only do I get great service with him and his company but I also get great coverage at a great price. They walked through the policies to make sure I had adequate coverage and thoroughly answered any questions I had. Gary is an excellent insurance agent and I would highly recommend Century for all of your insurance needs!
Insurance Companies Near Me in Fairfield
The Cleverest Method for Finding Insurance Agents
The potential glut of agents can make it hard to find one for your needs. So if you need help finding the best insurance companies near me in Fairfield, Iowa, please read on to learn more. Doing so can help you gauge what makes up the best agent and give you the ability to find a professional who meets your needs the best.
Ask Others About An Agent
There should be a large number of different agents available in your area that help to serve your needs in many ways. As a result, you’re going to have to come up with a method for gauging their relative value to your needs. This process often requires you to take the time to examine different elements of an agent thoroughly and to check out each aspect of the company that has hired them for work.
Start by asking people that you know about possible insurance companies near me. They can help to steer you towards professionals and agents who you may trust. This word of mouth does have limitations, though. For example, you’re going to struggle to find experts outside of your area, which may be limiting if you want to spread your range as much as possible.
Just as importantly, you need to seek out online referrals from people who you trust. This step includes researching all possible agents in your area and those just outside of it. Taking this step is smart because it can help you find a high-quality professional that you need. And make sure that you research other elements, such as the licensing options, that the agent possesses.
Explore What the Internet is Saying
Now that you’ve found a few insurance companies near me who you can trust, you should start doing some review reading. These reviews should focus on the quality of the agent and what they can provide you as a client. Make sure to pay equal attention to positive reviews as you do negative reviews. It can be all too easy to fall into a spiral of complaints that makes it hard to find useful elements of an agent.
For example, some reviewers may personally dislike an agent and lash out them in an immature way. This situation is not uncommon and is often what occurs with one-star reviews. However, a vast majority of negative reviews are one-star – very few people take the time to choose a fair rating when angry or disappointed and, instead, go for the worst possible option that they can find.
Therefore, you need to weigh the negatives with the positive when choosing an agency. Just how many one-star reviews did they get compared to four- and five-star writeups? Don’t forget to pay attention to what each report says as well. You may find that five-star reviews hide a horrible one-star review that states the agent behaved in an unprofessional way. Don’t take any shortcuts, or you may end up in a bad spot.
The Type of Coverage Provided
Many insurance companies near me only sell certain types of policies. However, others sell many more to buyers like you. Therefore, you need to take the time to examine their plans and what they have to offer. Doing so can help you sort through any potential confusion and also make it easier for you to plan your purchases reasonably and coherently, which enables you to save cash.
For example, you may want a company who only offers health insurance options. They will focus on only these types of policies and will give you accurate and detailed choices. These may include plans for individuals, families, and more. By working with a specialized company, you also get the chance to find lower costs because broader providers often charge more to make up the difference in activation fees.
However, you may also want to go broader and work with a company that has many different possible policy options. Again, the choice is yours to make. Some appreciate the benefits of a specialized company because it will give detailed coverage that is as effective as possible. Others want a provider who offers them many policy options so that they can package what they buy.
Connecting With the Agent
Lastly, you may want to find insurance companies near me who have agents that feel normal and comfortable for you to interact with during your meetings. This element shouldn’t be the first thing that you consider – professionalism and skill are still more important – but you need to make sure that you work with an agent who feels like someone that you would be friends with in other circumstances.
This factor is essential for a few reasons. First of all, it makes it easier for you to work with that agent. Rather than having issues with somebody who you may struggle to trust, you can feel comfortable working with an agent who truly understands you. Just as importantly, you can work together in a way that makes sense for both of you without losing any respect for each other at the same time.
Remember, though, that you probably shouldn’t become friends with your agent. Though this might seem like a good idea on the surface, it can cause a conflict of interest that may be hard to manage adequately. Even worse, it may trigger issues with communication if you end up having to pay more and your agent has to look at their bottom line before yours. Be civil and friendly but not true friends to get the best results.
Follow These Steps to Succeed
If you are still struggling to find insurance companies near me in Fairfield, Iowa who you can trust, please don’t hesitate to contact us at Century Insurance today. Our experts have years of experience working in this field and will do what they can to ensure that you get the best possible policies.