About Us

    We are a full-service insurance agency that gives you the peace of mind you deserve. Our services span from Auto, Home, Recreational Vehicles, Water Sports, Commercial Business, General Liability, Professional Liability, Transportation, Workers Comp, Farm and Crop Insurance. We also have markets for specialty products. Our office locations include Sigourney, Kalona, and Fairfield, Iowa. We can find a solution for any individual, family, or business to put you on the path to exceed your goals! View all of our services for more in-depth descriptions on the insurance provided.

    The experts at Century Insurance are licensed in 14 states and expanding, so please contact us to meet your insurance needs and exceed your expectations.


    Century Insurance was an absolute delight to work with when we signed up for our home owners insurance. We were so impressed with their professionalism and the service that Century offers we switched all of our insurance with them. Century is smart, easy to work with and goes above and beyond to find the best coverage for you and your family at an affordable rate.

    Kasi C.

    Very willing to go above and beyond for people!

    Candi H.

    Gary and his team at Century Insurance have been wonderful to work with! Not only do I get great service with him and his company but I also get great coverage at a great price. They walked through the policies to make sure I had adequate coverage and thoroughly answered any questions I had. Gary is an excellent insurance agent and I would highly recommend Century for all of your insurance needs!

    Hayley H.

    Insurance Companies Iowa City


    Tips for Millennials Who Have Yet to Work With Insurance Companies

    As a millennial, you are just starting your adult life and may need a little help with things that your parents or school didn’t teach you. For example, you may have gotten no guidance on how to find and work with insurance companies in Iowa City, Iowa. Thankfully, this process doesn’t have to be too complicated if you reach out for professional help from highly-qualified experts like us.

    Make Sure You Know What You Want

    Millennials who have never had to shop for insurance before may assume that they just want the most comprehensive policy possible. However, some may have yet to find their best-paying career or have a limited income. As a result, they are also compelled to go for the least-expensive option. That said, there is a balance that can be struck here. You don’t have to go to the extreme in one direction or the other.

    For example, you can take a look at what type of coverage meets your needs when shopping insurance companies. This process includes examining options such as underlying policies that cover elements such as your health needs. As a millennial, you may not have a lot of health problems just yet. But if you buy a health insurance policy now and lock the price, it can be beneficial for you when you get a little older.

    The same kind of process is a good idea when looking for home or car insurance. You should get more than the most basic option. These basic plans are designed to give you just a bare minimum of protection and are often not adequate for more problematic situations. That said, you may also be unable to afford more expensive options. Talking to your agent may help here as long as you understand what you want.

    Don’t Forget Discounts

    Insurance businesses often don’t advertise the many discounts that they provide for potential buyers. Or they may promote them, but you don’t quite understand how they work. Whatever the situation, you need to take advantage of these lower prices to help save money. Most companies should have some type of discount that you can use to lower your cost on just about all of your policies.

    For example, you can often pay your policy in full – such as paying for the entire six months or the year all at once – and get a discounted rate. This lower cost is often very significant in its decrease and more than worth the somewhat massive financial hit you’ll take at the beginning. However, insurance companies also offer many other discounts that make them more than worth your time to consider.

    These other discounts include packaging your policies – if you have multiple types with the same provider – and staying accident-free on the road. Some even reward students – which you may be as a millennial – for having good grades. Talk to your provider about these types of discounts and see if they are willing to apply them to your account. Doing so can save yourself a lot of money.

    Consider an Independent Agent

    insurance companies often have a variety of different business models. For example, some are designed to work with the more prominent franchises and exist as an extension of them. As a result, they provide policies that help these companies the most. However, other businesses are more independent and provide plans outside of these boundaries. In some cases, you may want to work with an independent agent the most.

    That’s because they typically have the most comfortable time finding multiple policies that may work for you. Those who work for one franchise have to stick with that company and can provide you with no other options. Independent agents can, instead, shop around and find you a policy that works for your needs. These experts can then tweak your plan, as needed, to ensure that you get the best possible savings.

    Independent agents are also highly trained to communicate options and confusing information to their clients in a way that makes sense. Then, they can help you find the discounts that you need to save the most money. Therefore, you may want to consider them if you aren’t sure what company from which you want to get your policies. Doing so can help you save a lot of cash and create great policy options.

    It’s Never Too Early for Life Insurance

    Many millennials probably think that they are far too young to get life insurance. This idea is understandable but can also be a mistaken one. For example, trying to buy life insurance later in life can be hard, as some insurance companies won’t insure those with health problems. And if they do, the policies may be expensive. Therefore, getting life insurance now can be an excellent investment for your needs.

    For example, you may be able to get a policy for around $30 per month. That’s less than a cup of coffee every day – a cliché but a true one. These policies may not be the most involved, but they can help to pay for funeral expenses and other elements. And if you get a whole life insurance policy, you can also use some of your payments to create a cash value that makes your policy worth more money later.

    Life insurance can also be convenient for those who are just starting families. For example, a good policy can protect your children and a spouse if you pass away unexpectedly. Though this may seem morbid to consider, you shouldn’t neglect the benefits that it can provide. Your spouse and children can recover from your death and have the financial help necessary to stay as worry-free as possible after losing you.

    Don’t Neglect Our Help

    So if you’re a millennial who wants to work with insurance companies Iowa City, Iowa that you can trust, please contact us at Century Insurance today. Our experts have years of experience working with people like you. We strive to give you the high-quality policies that you need to keep yourself protected and safe. So please check out our options to learn more about your choices with us. You won’t regret it.