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    About Us

    We are a full-service insurance agency that gives you the peace of mind you deserve. Our services span from Auto, Home, Recreational Vehicles, Water Sports, Commercial Business, General Liability, Professional Liability, Transportation, Workers Comp, Farm and Crop Insurance. We also have markets for specialty products. Our office locations include Sigourney, Kalona, and Fairfield, Iowa. We can find a solution for any individual, family, or business to put you on the path to exceed your goals! View all of our services for more in-depth descriptions on the insurance provided.

    The experts at Century Insurance are licensed in 14 states and expanding, so please contact us to meet your insurance needs and exceed your expectations.

    Testimonials

    Century Insurance was an absolute delight to work with when we signed up for our home owners insurance. We were so impressed with their professionalism and the service that Century offers we switched all of our insurance with them. Century is smart, easy to work with and goes above and beyond to find the best coverage for you and your family at an affordable rate.

    Kasi C.

    Very willing to go above and beyond for people!

    Candi H.

    Gary and his team at Century Insurance have been wonderful to work with! Not only do I get great service with him and his company but I also get great coverage at a great price. They walked through the policies to make sure I had adequate coverage and thoroughly answered any questions I had. Gary is an excellent insurance agent and I would highly recommend Century for all of your insurance needs!

    Hayley H.

    Insurance Agency Fairfield

     

    Finding a Great Insurance Agency

    Over the years, you’ve tried to work with a large number of different insurance companies. Unfortunately, you just can’t seem to find an insurance agency in Fairfield, Iowa that works for your needs. Thankfully, the tips below will ensure that you get the best results. So please read through all of these guidelines to get an idea of what you can expect when trying to find an excellent insurer for your needs.

    Look at Their Online Rating

    When gauging which insurance agency you trust for your needs, you have many different variables from which you can choose. For example, you need to check into their ratings online to see what others think of them. These ratings come from agencies such as Moody’s Standard and Poor’s, and AM Best. Look up their status online to get an idea of what these professionals think about your agency.

    Have they been rated highly for their customer quality? Are people satisfied with the value of their policies? What kind of complaints have been lodged against them by others? All of this information should help you find a company quite easily. Make sure to weigh these reviews with reality – if a bad review seems somewhat vindictive, there may be more at play here than a company’s quality.

    Check Their Insurance Speciality

    Now that you’ve narrowed your choices down based on company quality, you should look into the specific specialized options that they provide. A large number of insurance companies focused on specialized coverage that will meet your needs in a variety of different ways. For example, they may have broad policies that take care of a large number of different needs with one package.

    However, they may also have commercial or residential policies that work better for your needs. For example, one company may sell quality health insurance that is designed for families. Others may have more substantial auto policies that cover a company’s fleet of vehicles. Again, it is critical to take a look at each plan offered by a company to make sure that you get the most out of your insurance coverage.

    Find Real Agents

    One of the most frustrating things about working with an insurance agency is getting stuck with voicemail prompts instead of a real person. Having to wait for somebody to return your call instead of talking to you immediately can delay your policy coverage and your claims. As a result, you should seek out a company that gives you a personalized agent who is very easy to contact when you need them.

    Not every company will offer this type of personalized agent. Those who do typically charge a little bit more for assigning you one. However, knowing that you have somebody who is always there for you is more than worth the extra cost. So make sure to research which insurance companies provide this benefit for you and try to work with them. You’ll be glad that you made the decision to trust these businesses over others.

    Let the Premiums Help You Decide

    Each insurance agency that you work with should have very easy-to-understand premiums that are explained in detail. Any business that tries to hide this information typically does so only for a few reasons. First of all, they don’t want you to know how much you’ll have to pay. Then, they’ll also try to get you to ignore how little they are going to pay out to you if your policy goes into effect.

    Therefore, you need to talk to your insurer about the premiums and see how they react. If you find that they try to hide the information from you or keep it as secret as possible, you may want to avoid working with them. These companies are not trustworthy and maybe trying to affect your bottom line. Just as importantly, any company that is not transparent with their pricing and value is highly questionable.

    Evaluate the Deductibles

    The deductible that you pay for your policy is something that cannot be ignored. This payment level will dictate not only the value of your insurance plan but your investment in it. Therefore, you cannot ignore this aspect of any insurance company. Most businesses should have no difficulty sharing this information with you. Those who do may want to hide the fact of their unreasonably high deductibles.

    For example, some companies may have a deductible that is reasonable for others to pay but which you cannot afford. Others may have varying options that you can use to avoid paying too much money. As always, you need to find a company that is willing to divulge this information freely. Anybody who wants to hide it from you or who seems ashamed of their deductible is not worth your time.

    Never Forget Potential Package Options

    When you work with an insurance agency, you may want to find someone willing to package your policies into one payment option. This choice has become very popular over the years because it allows you to work with one insurer. Just as importantly, these companies typically offer lower prices for these packages as a way of rewarding you for your loyalty and for sticking with them.

    Usually, you should be able to bundle car, motorcycle, homeowner’s, life, and other types of policies if a company offers them. Make sure that each of these plans is worth your time before creating a bundle. Saving money on a package may seem significant until you understand the limitations of your coverage. Make sure that your provider doesn’t have specialized plans that they only offer in packages and which don’t give excellent help for your insurance needs.

    We Can Help!

    If you want to work with a Fairfield, Iowa insurance agency that you can trust, please contact us at Century Insurance today. Our agents have years of experience helping people like you find the policies that they want for their needs. We can give you a personalized coverage option and provide you with an agent who will work hard to meet your needs in a satisfying way.

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